In today’s economy people are looking for ways save money as
well as ways to earn it. Even with the recent announcement of Hostess closing
it’s doors so many family’s are going to be out of work and on the unemployment
line. My husband works seasonal so I know what it’s like having to live off of
unemployment for 5-6 months out of the year; it’s certainly not an easy task.
H&R Block knows times are tough and everyone can use a little bit of help
and that’s why they’ve created H&R
Block’s Emerald Advance 2012 – 2013 service.
H&R Block’s Emerald Advance service 2012 – 2013 can
provide you with money to help you get through the holidays. You can use the
extra money for gifts, travel expenses to visit family over the Holidays, home
repairs, car repairs, what ever you need it for. You could be eligible for up
to $1,000 without having to jump through lots of hoops. Apply starting November 19th and receive your
cash advance in time for the holidays. You can feel good about relying on a
financial expert you can trust all year – so you can do more celebrating and less
worrying about an empty bank account!
What could you do with a cash advance? Sometimes just a
little bit of cash can make all the difference.
Details on H&R Block Emerald Advance 2012 - 2013:
Starting November
19th, apply to get up to $1000 cash in time for the holidays
All you need to
apply is a valid photo ID and your most recent pay stub (no W2 form required!)
You don’t already
need to be an H&R Block client to apply
When shopping this holiday season here’s a few tips I
learned over the past few years to help me save money and get the gifts my kids
really want.
Watch for Sales :
Whether your an online shopper or love to shop with the crowds keep your eyes
on the sale ads. Sales make all the difference when you’re trying to save
money. Never pay full price.
Compare prices
when you shop and watch for free Ad on’s: Let’s say you want to buy and Xbox
Kinect Gaming system ( Popular Gaming system reaching over 19,000 million sold) and you found it on sale for $250.00 at Toys
R Us with only 2 games. Then you see it on sale for the same price at Best Buy
but they are offering a $20 gift card with your purchase. You go to Best Buy
Shop on Friday
afternoon: Why? Because this is when
you’ll find that hard to find “must have” Hot Toy item. Stores are stocking up
for Friday and Saturday shoppers and most of the time this is when you’ll find
what you need.
Use Coupons:
Manufacturers are offering money saving coupons online and in weekly sales ads.
Sale price + $ saving coupon = More money in your pocket.
2 For 1 offers:
Watch for 2 for 1 offers. Even if you think you don’t need two of something you
can always check with a friend to go in on the offer or donate the other item to
charity. Remember organizations like Toys 4 Tots, local hospitals and many stores are taking donations for the less
fortunate. You could make a big difference in a child Christmas this year.
Shop Clearance
isles and discount stores: Find a lot of great gift ideas on clearance racks
and at discount stores.
Avoid using credit
cards: I know it’s so easy to do pulling out the plastic and letting them swipe
your purchase. The one thing you need to remember is that the still bill comes.
So easy to go into credit card debit to avoid this use prepaid charge cards.
Set your budget and don’t go over it. You’ll be much happier come New Years
Eve.
While we all want to have a Merry Christmas just remember
one thing, there’s nothing better than spending time with those you love even
if it means not exchanging presents. Flying across the miles just to spend time
with those you love can mean so much more than gift giving. I haven’t seen my
sister and her son in over 2 years and I’m so excited she’s coming in for the
Holidays.
E files your Missouri
Taxes 2013 & Get Montana
Taxes 2013
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