Tuesday, 8 January 2013

H and R Block Emerald Advance Program 2012 - 2013

In today’s economy people are looking for ways save money as well as ways to earn it. Even with the recent announcement of Hostess closing it’s doors so many family’s are going to be out of work and on the unemployment line. My husband works seasonal so I know what it’s like having to live off of unemployment for 5-6 months out of the year; it’s certainly not an easy task. H&R Block knows times are tough and everyone can use a little bit of help and that’s why they’ve created  H&R Block’s Emerald Advance 2012 – 2013 service.
H&R Block’s Emerald Advance service 2012 – 2013 can provide you with money to help you get through the holidays. You can use the extra money for gifts, travel expenses to visit family over the Holidays, home repairs, car repairs, what ever you need it for. You could be eligible for up to $1,000 without having to jump through lots of hoops.  Apply starting November 19th and receive your cash advance in time for the holidays. You can feel good about relying on a financial expert you can trust all year – so you can do more celebrating and less worrying about an empty bank account!
What could you do with a cash advance? Sometimes just a little bit of cash can make all the difference.
Details on H&R Block Emerald Advance 2012 - 2013:
    Starting November 19th, apply to get up to $1000 cash in time for the holidays
    All you need to apply is a valid photo ID and your most recent pay stub (no W2 form required!)
    You don’t already need to be an H&R Block client to apply
When shopping this holiday season here’s a few tips I learned over the past few years to help me save money and get the gifts my kids really want.
    Watch for Sales : Whether your an online shopper or love to shop with the crowds keep your eyes on the sale ads. Sales make all the difference when you’re trying to save money. Never pay full price.
    Compare prices when you shop and watch for free Ad on’s: Let’s say you want to buy and Xbox Kinect Gaming system ( Popular Gaming system reaching over 19,000 million sold)  and you found it on sale for $250.00 at Toys R Us with only 2 games. Then you see it on sale for the same price at Best Buy but they are offering a $20 gift card with your purchase. You go to Best Buy
    Shop on Friday afternoon:  Why? Because this is when you’ll find that hard to find “must have” Hot Toy item. Stores are stocking up for Friday and Saturday shoppers and most of the time this is when you’ll find what you need.
    Use Coupons: Manufacturers are offering money saving coupons online and in weekly sales ads. Sale price + $ saving coupon = More money in your pocket.
    2 For 1 offers: Watch for 2 for 1 offers. Even if you think you don’t need two of something you can always check with a friend to go in on the offer or donate the other item to charity. Remember organizations like Toys 4 Tots, local hospitals and  many stores are taking donations for the less fortunate. You could make a big difference in a child Christmas this year.
    Shop Clearance isles and discount stores: Find a lot of great gift ideas on clearance racks and at discount stores.
    Avoid using credit cards: I know it’s so easy to do pulling out the plastic and letting them swipe your purchase. The one thing you need to remember is that the still bill comes. So easy to go into credit card debit to avoid this use prepaid charge cards. Set your budget and don’t go over it. You’ll be much happier come New Years Eve.
While we all want to have a Merry Christmas just remember one thing, there’s nothing better than spending time with those you love even if it means not exchanging presents. Flying across the miles just to spend time with those you love can mean so much more than gift giving. I haven’t seen my sister and her son in over 2 years and I’m so excited she’s coming in for the Holidays.


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